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Introducing 10 personal financial management programs for Android and IOS

Study guide




In the past, personal financial management and monitoring of income and expenditure accounts were not so easily possible and sometimes the situation got out of control. So people were sometimes forced to seek help from others so as not to overspend and to be able to control the situation. In recent years, with the introduction of personal accounting and financial management programs on Android and iOS operating systems, revenue and expense accounting, budgeting, financial planning and setting financial goals are no longer very complicated, and by simply touching the smart mobile screen many times, many things can be done. And of course in the long run, more savings can be made. In the following, you will get acquainted with 10 personal financial management programs for smartphones. Stay with us.

What are the main features of a good personal financial management program?

A good personal financial management program should provide the user with structured planning in the first place. This planning should include the following three basic principles:

  • Personalized budgets and strict rules;
  • A very clear purpose for saving;
  • Real-time tracking (meaning that information is displayed instantly without the need for processing).

In the following, we will explain the best personal financial management programs for Android and IOS in both foreign and Iranian categories. You can choose any of these programs depending on your needs.

Not all of these programs are designed to achieve one or more specific goals. Some focus more on financial management, others on savings, and the main function of some of these programs is debt tracking. What is your main goal in implementing a personal financial management program depends on your priorities; But in the descriptions given about each program, you will also read enough details about it.

External financial management programs

1. Mint: Your Smart Personal Financial Advisor (Mint)

Operating system: Android And IOS
Cost required to prepare the program: Free (pay to activate some features)

Scores

  • Valuable budgeting programs;
  • Has the ability to warn of future receipts;
  • Ability to sync it with other financial and banking applications: You can monitor financial transactions, track expenses in separate categories, and monitor cash flow; All and all on one dashboard.
  • Ability to customize categories;
  • Edit multiple financial transactions simultaneously.

weakness

Mint, like any other program, is not without its flaws and has some problems; For example, we can mention its in-app advertising, which is unpleasant for some users (although it is not so unfair with all the features it provides to the user for free).

2. PocketGuard

Paktogard, accounting and personal financial management program

Operating system: Android And IOS
Cost required to prepare the program: Free ($ 4.99 per month to become a special user)

Scores

  • Practical and suitable tools for financial management;
  • Ability to set unlimited financial goals;
  • Ease of setting up and using the program;
  • Send weekly reports to users: In these reports, a complete detailed description of the highest costs and the status of the user in achieving the budgeting goals is included;
  • Ability to warn and inform about bills and installments.
It should be noted that in the Pocket Guard financial management program, a small portion will be deducted as a fee from anything that helps the user to save more.

weakness

The free version of the program can be restrictive for some; For example, it is not possible to make personal classifications of expenses or to separate financial transactions completely. Of course, by paying the equivalent of $ 4.99 per month, the program can be upgraded to Pocket Guard Plus and take advantage of these features as well.

3. Personal Capital

Personal Capital Personal Financial Management Program

Operating system: Android And IOS
Cost required to prepare the program: Free (with in-app payment for some features)

Scores

  • Ability to review free investment;
  • Pursuit of net worth;
  • Retirement planning tools;
  • Sync various financial accounts, track and monitor them.
More than 2.7 million active users use the free tools of the Personal Capital Personal Financial Management Program, and this statistic is a good indication of its growing popularity.

weakness

One of the drawbacks of this program is its budget-related capabilities. These capabilities are a bit basic in the Capital Personnel program and the user is not free to set and achieve budgeting goals.

4. Mobills

Mobils Personal Accounting and Financial Management Program

Operating system: Android And IOS
Cost required to prepare the program: Free ($ 4.99 to use special edition features)

Scores

  • Detailed charts and detailed and personalized reports;
  • Reliable program performance in the absence of Internet access;
  • Credit card management;
  • Warning system for future receipts;
  • An efficient tool for managing financial goals.

weakness

Many of Mobilis’ financial management program features are available for free; However, to become a special user and use some features (such as tables with detailed information) you have to pay the equivalent of $ 4.99 per month.

5. Fudget

Foodjet Personal Accounting and Financial Management Program

Operating systems: Android And IOS
Cost required to prepare the program: Free ($ 3.99 to use special edition features)

Scores

  • Budgeting with personalization capability;
  • Good and interesting appearance of the program with color themes;
  • Ability to plan expenses without time limit (weekly or monthly or…) with the ability of personal alert system.

weakness

Using the features we have listed so far in this program is free, but there are other features that will be useful only when you become a special user, features such as storing information in Dropbox and retrieving it at any time.

Iranian financial management programs

1. Benchmark wallet: Mobile personal accounting app

Benchmark wallet: Mobile personal accounting app

Operating systems: Android And IOS
Cost required to prepare the program: Free (by paying 10 thousand tomans you will be able to become a special user)

Scores

  • Record expenses and revenues;
  • Practical reports on monthly expenses;
  • Practical reports on accounts receivable and liabilities;
  • Ability to customize categories related to expense and revenue accounts;
  • Installment and reminder system for payment of installments and checks.

weakness

Using most of the program’s features is free, and by paying 10 thousand tomans in it, you will become a special user.

2. Lantern: Personal accounting and stock exchange consulting

Lantern: Personal accounting and stock exchange consulting

Operating systems: Android And IOS
Cost required to prepare the program: Free (with in-app payment for some features)

Scores

  • Has appropriate tools for budgeting and reminder and warning system;
  • Possibility of targeted savings;
  • Possibility to set financial goals;
  • Ability to register and manage unlimited assets;
  • Introducing High Profit Investments.
What distinguishes the Lantern app are the features associated with Foreign exchange assets, stocks and bank loans Is. First, by using it, you will be informed about the current value of foreign exchange, gold and stock assets and their changes. Another feature that provides the user is the free analysis of the stock exchange and help the user to buy and manage stocks. Regarding bank loans, it should be said that in this program, it is possible to view all the up-to-date information on the country’s bank loans.

weakness

Entering daily transactions in this program is a bit time consuming.

3. New: Personal Financial Management Program

New: Personal Financial Management Program

Operating systems: Android And IOS
Cost required to prepare the program: Free (with in-app payment for some features)

Scores

  • Ability to budget and accurately control costs and monitor them;
  • Has the right tools for saving and planning;
  • Account management and reminder time of credits, debts and loans;
  • Ability to share user information with others;
  • Connect to bank accounts.

weakness

No major issue was found.

4. Peach: Financial management and personal accounting program

Peach: Financial management and personal accounting program

operating system: Android
Cost required to prepare the program: Free

Scores

  • Ability to record expenses and income;
  • Management of paid and received checks;
  • Reminders of the due date of checks;
  • Ability to set financial goals;
  • Ability to get Excel output for loans and installments and the possibility of receiving installment reports.

weakness

Currently only Android OS users are able to use it.

5. Parmis along

Parmis Mobile, mobile accounting and personal financial management program

Operating system: Android And IOS
Cost required to prepare the program: Free

Scores

  • Ability to register and manage bank accounts;
  • Budgeting expenses and revenues;
  • Possibility of specialized management of personal expenses and incomes and family members;
  • Registration and management of checks (with the possibility of reminders).
Parmis comes with the selected application of the eighth, ninth and tenth seasons of the Iran Web and Mobile Festival, chosen by the people.

weakness

The process of recording expenses in this program is a bit difficult.

in the end

In this article, we tried to introduce the best and most efficient financial management and accounting programs for Android and IOS operating systems. Using these programs is relatively simple and in most of them, you will have a high ability and flexibility to personalize the program, achieve and adhere to your financial goals.

Which programs do you use to monitor your financial situation and income account? What experience and feedback have you had regarding the use of the programs mentioned in this article? In the “Post a Comment” section, you can tell us and your audience how you feel about your comments and feedback. Your feedback is valuable to us. Also, if you have any questions, suggestions or criticisms, be sure to ask.

Source

beebom

tomsguide

.



Introducing 10 personal financial management programs for Android and IOS

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